Frequently Asked Questions

What is a Payday Loan?

These are basically short-term personal loans offered by companies against your next paycheck. It's an easy way to get the money you need between paydays. Once you're approved the funds are electronically transferred into your account and repaid with an authorized automatic withdrawal on your due date.

How do I qualify?

• Currently have a job or receive reoccurring monthly income
• Make at least $800 per month
• Are 18 years of age or older and a U.S. citizen
• Have a checking or savings account

How long does it take?

Customers typically receive notice within a few hours of filling out the form, and the money is wired directly into your account overnight (or on the next business day, when applicable).

What if I have bad credit or a bankruptcy?

No problem!

Do I need collateral to receive money?

No. Your job and your paycheck are your collateral.

Do I need direct deposit?

Having direct deposit will increase your chances with matching up with a lender in our partner network, but it is not required.

Is my application and financial information secure?

Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.