What is a Cash Advance or Payday Loan?
A cash advance or payday loan is simply a short-term personal loan made against your next paycheck. It's an easy way to get the cash you need between paydays. Once you're approved the loan amount is electronically deposited into your account and repaid with an authorized automatic withdrawal on your due date.

How do I qualify?

• Currently have a job (or receive regular income)
• Make at least $1000 per month
• Are 18 years of age or older and a U.S. citizen
• Have a checking account
• Other requirements may apply

How long does it take?
Customers typically receive notice within within a few hours of filling out the form, and the money is wired directly into your account overnight (or on the next business day, when applicable).

What if I have bad credit or a bankruptcy?
No problem!

Do I need collateral to receive a loan?
No. Your job and your paycheck are your collateral.

Do I need direct deposit?
At this time most lenders can only process your loan if your paycheck is direct deposited.