These are basically short-term personal loans offered by companies against your next paycheck. It's an easy way to get the money you need between paydays. Once you're approved the funds are electronically transferred into your account and repaid with an authorized automatic withdrawal on your due date.
Customers typically receive notice within a few hours of filling out the form, and the money is wired directly into your account overnight (or on the next business day, when applicable).
No. Your job and your paycheck are your collateral.
Having direct deposit will increase your chances with matching up with a lender in our partner network, but it is not required.
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